Blackrock Benefits helps business leaders maximize their return on human capital by designing customized employee benefits strategies that optimize investment in benefits, engagement, culture, and overall organizational health.
We educate business leaders on how to make better decisions on healthcare by teaching them the economics and underlying problems rooted in the foundation of a typical health insurance program. We’re experts in health insurance for businesses across Utah, and we help growing teams compare group health insurance plans to find the right fit and price point.
Working with many software and technology companies has given us empirical experience in designing custom benefit plans that are as rich and dynamic as your company.
Blackrock Benefits specializes in creating alternatively funded employee benefits programs for businesses with adept expertise working with software and technology companies.
Blackrock Benefits works best with businesses that see benefits as a growth strategy, not just a line item. We’ve built deep, hands-on experience with:
No matter your industry, the goal is the same: build a business health insurance and benefits strategy that helps you compete for talent, not just check a compliance box.
Blackrock Benefits is your insurance expert, and we can help you create affordable, data-driven benefits packages. We architect transitions that save between 10–40% on healthcare costs by understanding where the employer wants to go, and how quickly we need to get there. Using a data-driven approach, we’ll consistently help reduce the cost of the healthcare supply chain.
”Blackrock Benefits saved our company over $10k per month moving us from a Select Health medical plan to a self funded medical plan. For a mid-sized company that's a lot of money
- Brad Hardy
Shopping for coverage on your own means comparing carriers in isolation, with no one advocating for your business when rates go up or claims get complicated. A broker changes that.
Whether you’re comparing small business health insurance in Utah for the first time or looking to restructure an existing group health insurance plan, having an advocate who understands both the insurance market and your business goals makes the difference between guessing and knowing.
Next to an organizations payroll, insurance costs, in particular, group health insurance is typically a company’s second largest expense. With the Affordable Care Act group insurance rates are continuing to climb. As an organization, you MUST have a long-term strategy in-place to control escalating costs. You can’t wait until you get that 20% renewal increase letter on your desk before you take action. Now is the time to start exploring all your options: Self-funded, Group Captive, Alliance plans, Level-Funded, Association health plans, Professional services plans (i.e. engineers, etc.). The key to controlling cost long-term is having a knowledgeable and experienced Broker. Many cost-cutting solutions can easily integrate into your existing plan.
My husband and I have two adventurous boys that keep us busy. In our free time we love to explore Utah’s diverse landscape and connect with Mother Nature. I love just about anything outdoors, reading, scary movies, and composing music when I get the chance.
We become the company's fractional HR Director by developing an approach to augment the current HR team. As a result, we can offer our expertise and strategic oversight at a fraction of the cost of hiring a full-time, seasoned professional. Professional HR talent is expensive and hard to come by. A simple conversation with us can provide you with the solution to jumpstart your company's internal HR engine.
What does a health insurance broker do?
A health insurance broker helps businesses find, compare, and manage employee health plans across multiple carriers. Instead of working with just one insurance company, a Utah health insurance broker like Blackrock Benefits represents your business — not the carrier — helping you evaluate plan options, control costs, and manage your benefits program long after enrollment is done.
Does it cost anything to work with a broker?
No. Brokers are typically compensated through a commission built into your insurance premium by the carrier, so there’s no added cost to your business for expert guidance, plan comparisons, or ongoing support.
How much does small business health insurance cost in Utah?
Costs vary based on group size, plan design, funding model, and employee demographics. The best way to get an accurate picture is a claims and census review — which is exactly what we do when you reach out about small business health insurance in Utah. We’ve helped clients save 10–40% by restructuring how their plan is funded and managed.
What’s the difference between group health insurance and individual plans?
Group health insurance is purchased by an employer and covers a pool of employees under one plan, typically at lower rates than individual coverage due to shared risk. Individual plans are purchased separately by each person. Most small and mid-sized businesses use group health insurance as a core part of their benefits and hiring strategy.
Does Blackrock Benefits only work with companies in Salt Lake City?
While we’re based in Salt Lake City and have deep experience with Utah employers, we work with small and mid-market businesses throughout the state, with particular expertise supporting software and technology companies.
How is Blackrock Benefits different from going directly to an insurance carrier?
Going direct means working with a representative of one carrier, whose priority is that carrier’s products. As your broker, we compare options across multiple carriers and funding structures, use data to negotiate on your behalf, and stay engaged year-round — not just at renewal.
